@book{311365,
	author = {Mustafa Ciftci},
	title = {Does the Riskiness of R&D Outweigh Its Benefits? The Perspective of US Private Lenders (pages 654–692)},
	year = {2012},
	url = {http://onlinelibrary.wiley.com/doi/10.1111/jbfa.12196/pdf}
}