@book{352297,
	author = {Baker, John C.;Lachman, Beth E.;Frelinger, David R.;O'Connell, Kevin M.;Hou, Alexander C.},
	title = {Mapping the Risks},
	publisher = {RAND Corporation},
	year = {2004},
	url = {www.jstor.org/stable/10.7249/mg142nga}
}