00867nam a22002057a 4500 0 20250204172244.0 250204b xxu||||| |||| 00| 0 eng d HD 45 .G88 2023 Gutierrez, Gerandezza S. The influence of digital transformation and competencies on customer experience of universal banks in Muntinlupa City basis for the strategic framework. Gerandezza S. Gutierrez Las Pinas City Southville International School and Colleges 2023 ii, 202 pages; 28cm. Masters in Business Administration. Includes bibliographical references and appendices. Banking Digital Transformation – Philippines. Strategic Management in Banking. Technological Competencies in Financial Services. lcc TH 367123 367123 0 0 lcc 0 CL CL THESES 2025-02-04 DONATION 0 HD 45 .G88 2023 T1337 2025-02-04 00:00:00 2025-02-04 TH